Moca Municipio, Puerto Rico has a 2026 one-unit conforming loan limit of $832,750, which is 6.3 times the county's median home value of $132,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $23,586 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $132,100 |
| Puerto Rico median home value | $131,500 |
| Limit ÷ median home value | 6.30× |
| Median household income | $23,586 |
| Median home value ÷ income | 5.6× |
| Population | 37,424 |
| Median property tax paid (owners) | $422 |
| Effective property tax rate (approx.) | 0.32% |
| Owner-occupied homes | 63.3% |
| Home value rank in Puerto Rico | 21 of 78 counties |
| Neighbor: Aguada Municipio, PR | limit $832,750; median home $121,500 |
| Neighbor: Aguadilla Municipio, PR | limit $832,750; median home $150,800 |
| Neighbor: Anasco Municipio, PR | limit $832,750; median home $116,300 |
| Neighbor: Isabela Municipio, PR | limit $832,750; median home $136,200 |
| Neighbor: San Sebastian Municipio, PR | limit $832,750; median home $115,000 |
Across Puerto Rico's 78 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Moca Municipio's median home value is 0% above the state median of $131,500 (rank 21 of 78). Among its 5 neighboring counties, Aguadilla Municipio has the highest median home value ($150,800) and San Sebastian Municipio the lowest ($115,000); all share the same loan limit. Owners pay a median $422 a year in property tax, an effective rate of about 0.32% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.