Mississippi County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 7.6 times the county's median home value of $109,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $48,160 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $109,000 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 7.64× |
| Median household income | $48,160 |
| Median home value ÷ income | 2.3× |
| Population | 11,902 |
| Median property tax paid (owners) | $880 |
| Effective property tax rate (approx.) | 0.81% |
| Owner-occupied homes | 62.9% |
| Home value rank in Missouri | 107 of 115 counties |
| Neighbor: Alexander County, IL | limit $832,750; median home $59,800 |
| Neighbor: Ballard County, KY | limit $832,750; median home $145,800 |
| Neighbor: Carlisle County, KY | limit $832,750; median home $120,400 |
| Neighbor: Fulton County, KY | limit $832,750; median home $79,100 |
| Neighbor: Hickman County, KY | limit $832,750; median home $115,700 |
| Neighbor: New Madrid County, MO | limit $832,750; median home $111,800 |
| Neighbor: Scott County, MO | limit $832,750; median home $154,400 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mississippi County's median home value is 53% below the state median of $230,300 (rank 107 of 115). Among its 7 neighboring counties, Scott County has the highest median home value ($154,400) and Alexander County the lowest ($59,800); all share the same loan limit. Owners pay a median $880 a year in property tax, an effective rate of about 0.81% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limits in Mississippi by county
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- 2026 conforming loan limits in Missouri by county
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- 2026 conforming loan limit: Mitchell County, KS
Last updated 2026-10-16. Data only, not financial or tax advice.