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2026 conforming loan limit: Menifee County, KY

Quick answer

Menifee County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 6.6 times the county's median home value of $125,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $45,096 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$125,800
Kentucky median home value$205,600
Limit ÷ median home value6.62×
Median household income$45,096
Median home value ÷ income2.8×
Population6,230
Median property tax paid (owners)$644
Effective property tax rate (approx.)0.51%
Owner-occupied homes75.5%
Home value rank in Kentucky80 of 120 counties
Neighbor: Bath County, KYlimit $832,750; median home $129,800
Neighbor: Montgomery County, KYlimit $832,750; median home $172,200
Neighbor: Morgan County, KYlimit $832,750; median home $118,200
Neighbor: Powell County, KYlimit $832,750; median home $141,100
Neighbor: Rowan County, KYlimit $832,750; median home $161,800
Neighbor: Wolfe County, KYlimit $832,750; median home $75,800

Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Menifee County's median home value is 39% below the state median of $205,600 (rank 80 of 120). Among its 6 neighboring counties, Montgomery County has the highest median home value ($172,200) and Wolfe County the lowest ($75,800); all share the same loan limit. Owners pay a median $644 a year in property tax, an effective rate of about 0.51% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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