Menard County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 4.5 times the county's median home value of $185,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $82,176 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $185,500 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 4.49× |
| Median household income | $82,176 |
| Median home value ÷ income | 2.3× |
| Population | 12,095 |
| Median property tax paid (owners) | $3,190 |
| Effective property tax rate (approx.) | 1.72% |
| Owner-occupied homes | 79.5% |
| Home value rank in Illinois | 21 of 102 counties |
| Neighbor: Cass County, IL | limit $832,750; median home $97,100 |
| Neighbor: Logan County, IL | limit $832,750; median home $134,400 |
| Neighbor: Mason County, IL | limit $832,750; median home $103,400 |
| Neighbor: Sangamon County, IL | limit $832,750; median home $176,300 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Menard County's median home value is 30% below the state median of $263,300 (rank 21 of 102). Among its 4 neighboring counties, Sangamon County has the highest median home value ($176,300) and Cass County the lowest ($97,100); all share the same loan limit. Owners pay a median $3,190 a year in property tax, an effective rate of about 1.72% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Meigs County, OH
- 2026 conforming loan limit: Meigs County, TN
- 2026 conforming loan limit: Mellette County, SD
- 2026 conforming loan limit: Menard County, TX
- 2026 conforming loan limit: Mendocino County, CA
- 2026 conforming loan limit: Menifee County, KY
- 2026 conforming loan limit: Menominee County, MI
- 2026 conforming loan limit: Menominee County, WI
Last updated 2026-10-16. Data only, not financial or tax advice.