Mchenry County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $151,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $80,733 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $151,000 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 5.51× |
| Median household income | $80,733 |
| Median home value ÷ income | 1.9× |
| Population | 5,207 |
| Median property tax paid (owners) | $994 |
| Effective property tax rate (approx.) | 0.66% |
| Owner-occupied homes | 81.4% |
| Home value rank in North Dakota | 31 of 53 counties |
| Neighbor: Bottineau County, ND | limit $832,750; median home $193,200 |
| Neighbor: Mclean County, ND | limit $832,750; median home $227,100 |
| Neighbor: Pierce County, ND | limit $832,750; median home $147,300 |
| Neighbor: Renville County, ND | limit $832,750; median home $166,000 |
| Neighbor: Sheridan County, ND | limit $832,750; median home $110,300 |
| Neighbor: Ward County, ND | limit $832,750; median home $267,100 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mchenry County's median home value is 40% below the state median of $249,900 (rank 31 of 53). Among its 6 neighboring counties, Ward County has the highest median home value ($267,100) and Sheridan County the lowest ($110,300); all share the same loan limit. Owners pay a median $994 a year in property tax, an effective rate of about 0.66% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Mcdowell County, WV
- 2026 conforming loan limit: Mcduffie County, GA
- 2026 conforming loan limit: Mchenry County, IL
- 2026 conforming loan limit: Mcintosh County, GA
- 2026 conforming loan limit: Mcintosh County, ND
- 2026 conforming loan limit: Mcintosh County, OK
- 2026 conforming loan limit: Mckean County, PA
- 2026 conforming loan limit: Mckenzie County, ND
Last updated 2026-10-16. Data only, not financial or tax advice.