Mcdowell County, West Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 16.7 times the county's median home value of $50,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $31,559 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $50,000 |
| West Virginia median home value | $162,600 |
| Limit ÷ median home value | 16.66× |
| Median household income | $31,559 |
| Median home value ÷ income | 1.6× |
| Population | 17,943 |
| Median property tax paid (owners) | $337 |
| Effective property tax rate (approx.) | 0.67% |
| Owner-occupied homes | 77.3% |
| Home value rank in West Virginia | 55 of 55 counties |
| Neighbor: Buchanan County, VA | limit $832,750; median home $94,900 |
| Neighbor: Tazewell County, VA | limit $832,750; median home $118,300 |
| Neighbor: Mercer County, WV | limit $832,750; median home $121,700 |
| Neighbor: Mingo County, WV | limit $832,750; median home $90,500 |
| Neighbor: Wyoming County, WV | limit $832,750; median home $82,900 |
Across West Virginia's 55 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Mcdowell County's median home value is 69% below the state median of $162,600 (rank 55 of 55). Among its 5 neighboring counties, Mercer County has the highest median home value ($121,700) and Wyoming County the lowest ($82,900); all share the same loan limit. Owners pay a median $337 a year in property tax, an effective rate of about 0.67% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Mcdonald County, MO
- 2026 conforming loan limit: Mcdonough County, IL
- 2026 conforming loan limit: Mcdowell County, NC
- 2026 conforming loan limit: Mcduffie County, GA
- 2026 conforming loan limit: Mchenry County, IL
- 2026 conforming loan limit: Mchenry County, ND
- 2026 conforming loan limit: Mcintosh County, GA
- 2026 conforming loan limit: Mcintosh County, ND
Last updated 2026-10-16. Data only, not financial or tax advice.