Mckenzie County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $349,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $93,404 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $349,600 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 2.38× |
| Median household income | $93,404 |
| Median home value ÷ income | 3.7× |
| Population | 14,321 |
| Median property tax paid (owners) | $1,491 |
| Effective property tax rate (approx.) | 0.43% |
| Owner-occupied homes | 53.4% |
| Home value rank in North Dakota | 1 of 53 counties |
| Neighbor: Richland County, MT | limit $832,750; median home $263,000 |
| Neighbor: Roosevelt County, MT | limit $832,750; median home $118,800 |
| Neighbor: Wibaux County, MT | limit $832,750; median home $98,600 |
| Neighbor: Billings County, ND | limit $832,750; median home $331,000 |
| Neighbor: Dunn County, ND | limit $832,750; median home $275,000 |
| Neighbor: Golden Valley County, ND | limit $832,750; median home $123,900 |
| Neighbor: Mountrail County, ND | limit $832,750; median home $232,700 |
| Neighbor: Williams County, ND | limit $832,750; median home $284,800 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mckenzie County's median home value is 40% above the state median of $249,900 (rank 1 of 53). Among its 8 neighboring counties, Billings County has the highest median home value ($331,000) and Wibaux County the lowest ($98,600); all share the same loan limit. Owners pay a median $1,491 a year in property tax, an effective rate of about 0.43% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.