Marengo County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 7.8 times the county's median home value of $107,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $43,825 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $107,400 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 7.75× |
| Median household income | $43,825 |
| Median home value ÷ income | 2.5× |
| Population | 18,851 |
| Median property tax paid (owners) | $409 |
| Effective property tax rate (approx.) | 0.38% |
| Owner-occupied homes | 70.2% |
| Home value rank in Alabama | 56 of 67 counties |
| Neighbor: Choctaw County, AL | limit $832,750; median home $123,400 |
| Neighbor: Clarke County, AL | limit $832,750; median home $121,700 |
| Neighbor: Dallas County, AL | limit $832,750; median home $94,600 |
| Neighbor: Greene County, AL | limit $832,750; median home $81,200 |
| Neighbor: Hale County, AL | limit $832,750; median home $127,600 |
| Neighbor: Perry County, AL | limit $832,750; median home $86,400 |
| Neighbor: Sumter County, AL | limit $832,750; median home $82,600 |
| Neighbor: Wilcox County, AL | limit $832,750; median home $98,800 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Marengo County's median home value is 49% below the state median of $209,900 (rank 56 of 67). Among its 8 neighboring counties, Hale County has the highest median home value ($127,600) and Greene County the lowest ($81,200); all share the same loan limit. Owners pay a median $409 a year in property tax, an effective rate of about 0.38% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.