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2026 conforming loan limit: Marin County, CA

Quick answer

In Marin County, California, the median home value of $1,507,300 is above the 2026 one-unit conforming loan limit of $1,249,125, so a buyer of a typical home needs at least $258,175 more than the loan cap (down payment or a jumbo loan); median household income is $149,091 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$1,249,125
2-unit limit$1,599,375
3-unit limit$1,933,200
4-unit limit$2,402,625
Median home value (ACS 2020–24)$1,507,300
California median home value$734,700
Limit ÷ median home value0.83×
Median household income$149,091
Median home value ÷ income10.1×
Population257,969
Median property tax paid (owners)$10,001
Effective property tax rate (approx.)0.66%
Owner-occupied homes64.7%
Home value rank in California2 of 58 counties
Neighbor: Contra Costa County, CAlimit $1,249,125; median home $866,800
Neighbor: San Francisco County, CAlimit $1,249,125; median home $1,394,500
Neighbor: Solano County, CAlimit $832,750; median home $617,700
Neighbor: Sonoma County, CAlimit $897,000; median home $815,500

Across California's 58 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 17 high-cost counties. Marin County's median home value is 105% above the state median of $734,700 (rank 2 of 58). Among its 4 neighboring counties, San Francisco County has the highest median home value ($1,394,500) and Solano County the lowest ($617,700); 2 neighbor(s) have a different loan limit. Owners pay a median $10,001 a year in property tax, an effective rate of about 0.66% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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