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2026 conforming loan limit: Lee County, MS

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Lee County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 4.2 times the county's median home value of $199,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,863 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$199,500
Mississippi median home value$169,800
Limit ÷ median home value4.17×
Median household income$67,863
Median home value ÷ income2.9×
Population83,034
Median property tax paid (owners)$1,384
Effective property tax rate (approx.)0.69%
Owner-occupied homes70.8%
Home value rank in Mississippi10 of 82 counties
Neighbor: Chickasaw County, MSlimit $832,750; median home $109,800
Neighbor: Itawamba County, MSlimit $832,750; median home $142,400
Neighbor: Monroe County, MSlimit $832,750; median home $120,800
Neighbor: Pontotoc County, MSlimit $832,750; median home $157,100
Neighbor: Prentiss County, MSlimit $832,750; median home $122,500
Neighbor: Union County, MSlimit $832,750; median home $163,400

Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lee County's median home value is 17% above the state median of $169,800 (rank 10 of 82). Among its 6 neighboring counties, Union County has the highest median home value ($163,400) and Chickasaw County the lowest ($109,800); all share the same loan limit. Owners pay a median $1,384 a year in property tax, an effective rate of about 0.69% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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