Lee County, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 8.4 times the county's median home value of $98,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $41,827 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $98,900 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 8.42× |
| Median household income | $41,827 |
| Median home value ÷ income | 2.4× |
| Population | 21,900 |
| Median property tax paid (owners) | $595 |
| Effective property tax rate (approx.) | 0.60% |
| Owner-occupied homes | 73.0% |
| Home value rank in Virginia | 130 of 133 counties |
| Neighbor: Bell County, KY | limit $832,750; median home $89,000 |
| Neighbor: Harlan County, KY | limit $832,750; median home $73,700 |
| Neighbor: Claiborne County, TN | limit $832,750; median home $159,900 |
| Neighbor: Hancock County, TN | limit $832,750; median home $134,500 |
| Neighbor: Scott County, VA | limit $832,750; median home $143,000 |
| Neighbor: Wise County, VA | limit $832,750; median home $118,600 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Lee County's median home value is 74% below the state median of $383,700 (rank 130 of 133). Among its 6 neighboring counties, Claiborne County has the highest median home value ($159,900) and Harlan County the lowest ($73,700); all share the same loan limit. Owners pay a median $595 a year in property tax, an effective rate of about 0.60% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Lee County, NC
- 2026 conforming loan limit: Lee County, SC
- 2026 conforming loan limit: Lee County, TX
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Last updated 2026-10-16. Data only, not financial or tax advice.