Larimer County, Colorado has a 2026 one-unit conforming loan limit of $832,750, which is 1.5 times the county's median home value of $569,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $93,765 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $569,100 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 1.46× |
| Median household income | $93,765 |
| Median home value ÷ income | 6.1× |
| Population | 367,368 |
| Median property tax paid (owners) | $2,832 |
| Effective property tax rate (approx.) | 0.50% |
| Owner-occupied homes | 64.0% |
| Home value rank in Colorado | 19 of 64 counties |
| Neighbor: Boulder County, CO | limit $879,750; median home $756,300 |
| Neighbor: Grand County, CO | limit $883,200; median home $601,500 |
| Neighbor: Jackson County, CO | limit $832,750; median home $239,600 |
| Neighbor: Weld County, CO | limit $832,750; median home $471,700 |
| Neighbor: Albany County, WY | limit $832,750; median home $333,000 |
| Neighbor: Laramie County, WY | limit $832,750; median home $348,700 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Larimer County's median home value is 6% above the state median of $539,400 (rank 19 of 64). Among its 6 neighboring counties, Boulder County has the highest median home value ($756,300) and Jackson County the lowest ($239,600); 2 neighbor(s) have a different loan limit. Owners pay a median $2,832 a year in property tax, an effective rate of about 0.50% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Las Animas County, CO
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- 2026 conforming loan limit: Las Piedras Municipio, PR
- 2026 conforming loan limit: Lasalle County, IL
Last updated 2026-10-16. Data only, not financial or tax advice.