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2026 conforming loan limit: King George County, VA

Quick answer

King George County, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 1.9 times the county's median home value of $428,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $116,884 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$428,300
Virginia median home value$383,700
Limit ÷ median home value1.94×
Median household income$116,884
Median home value ÷ income3.7×
Population27,896
Median property tax paid (owners)$2,254
Effective property tax rate (approx.)0.53%
Owner-occupied homes76.2%
Home value rank in Virginia19 of 133 counties
Neighbor: Charles County, MDlimit $1,249,125; median home $428,500
Neighbor: Caroline County, VAlimit $832,750; median home $307,700
Neighbor: Essex County, VAlimit $832,750; median home $238,100
Neighbor: Stafford County, VAlimit $1,249,125; median home $485,100
Neighbor: Westmoreland County, VAlimit $832,750; median home $269,600

Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. King George County's median home value is 12% above the state median of $383,700 (rank 19 of 133). Among its 5 neighboring counties, Stafford County has the highest median home value ($485,100) and Essex County the lowest ($238,100); 2 neighbor(s) have a different loan limit. Owners pay a median $2,254 a year in property tax, an effective rate of about 0.53% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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