King County, Washington has a 2026 one-unit conforming loan limit of $1,063,750, which is 1.2 times the county's median home value of $859,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $124,746 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $1,063,750 |
| 2-unit limit | $1,361,800 |
| 3-unit limit | $1,646,100 |
| 4-unit limit | $2,045,700 |
| Median home value (ACS 2020–24) | $859,900 |
| Washington median home value | $564,600 |
| Limit ÷ median home value | 1.24× |
| Median household income | $124,746 |
| Median home value ÷ income | 6.9× |
| Population | 2,287,171 |
| Median property tax paid (owners) | $7,114 |
| Effective property tax rate (approx.) | 0.83% |
| Owner-occupied homes | 55.4% |
| Home value rank in Washington | 1 of 39 counties |
| Neighbor: Chelan County, WA | limit $832,750; median home $490,100 |
| Neighbor: Kitsap County, WA | limit $832,750; median home $555,100 |
| Neighbor: Kittitas County, WA | limit $832,750; median home $497,400 |
| Neighbor: Pierce County, WA | limit $1,063,750; median home $526,600 |
| Neighbor: Snohomish County, WA | limit $1,063,750; median home $696,000 |
| Neighbor: Yakima County, WA | limit $832,750; median home $310,100 |
Across Washington's 39 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,063,750, with 3 high-cost counties. King County's median home value is 52% above the state median of $564,600 (rank 1 of 39). Among its 6 neighboring counties, Snohomish County has the highest median home value ($696,000) and Yakima County the lowest ($310,100); 4 neighbor(s) have a different loan limit. Owners pay a median $7,114 a year in property tax, an effective rate of about 0.83% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.