Quick answer
The 2026 conforming loan limit for a one-unit home in Kalawao County, Hawaii is $1,299,500 (a high-cost limit), per FHFA. Two- to four-unit limits are $1,663,600, $2,010,950 and $2,499,100.
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Property | 2026 limit |
|---|---|
| 1-unit limit (2026) | $1,299,500 |
| 2-unit limit | $1,663,600 |
| 3-unit limit | $2,010,950 |
| 4-unit limit | $2,499,100 |
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Last updated 2026-10-16. Data only, not financial or tax advice.