Kalamazoo County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 3.4 times the county's median home value of $241,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $72,532 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $241,800 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 3.44× |
| Median household income | $72,532 |
| Median home value ÷ income | 3.3× |
| Population | 262,375 |
| Median property tax paid (owners) | $3,498 |
| Effective property tax rate (approx.) | 1.45% |
| Owner-occupied homes | 64.5% |
| Home value rank in Michigan | 16 of 83 counties |
| Neighbor: Allegan County, MI | limit $832,750; median home $267,100 |
| Neighbor: Barry County, MI | limit $832,750; median home $264,100 |
| Neighbor: Branch County, MI | limit $832,750; median home $162,500 |
| Neighbor: Calhoun County, MI | limit $832,750; median home $162,800 |
| Neighbor: Cass County, MI | limit $832,750; median home $218,000 |
| Neighbor: St. Joseph County, MI | limit $832,750; median home $178,300 |
| Neighbor: Van Buren County, MI | limit $832,750; median home $206,500 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Kalamazoo County's median home value is 4% above the state median of $231,600 (rank 16 of 83). Among its 7 neighboring counties, Allegan County has the highest median home value ($267,100) and Branch County the lowest ($162,500); all share the same loan limit. Owners pay a median $3,498 a year in property tax, an effective rate of about 1.45% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
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Last updated 2026-10-16. Data only, not financial or tax advice.