Kane County, Illinois has a 2026 one-unit conforming loan limit of $832,750, which is 2.5 times the county's median home value of $327,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $103,163 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $327,000 |
| Illinois median home value | $263,300 |
| Limit ÷ median home value | 2.55× |
| Median household income | $103,163 |
| Median home value ÷ income | 3.2× |
| Population | 517,255 |
| Median property tax paid (owners) | $7,382 |
| Effective property tax rate (approx.) | 2.26% |
| Owner-occupied homes | 76.0% |
| Home value rank in Illinois | 3 of 102 counties |
| Neighbor: Cook County, IL | limit $832,750; median home $324,500 |
| Neighbor: Dekalb County, IL | limit $832,750; median home $243,600 |
| Neighbor: Dupage County, IL | limit $832,750; median home $391,400 |
| Neighbor: Kendall County, IL | limit $832,750; median home $322,400 |
| Neighbor: Mchenry County, IL | limit $832,750; median home $308,100 |
Across Illinois's 102 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Kane County's median home value is 24% above the state median of $263,300 (rank 3 of 102). Among its 5 neighboring counties, Dupage County has the highest median home value ($391,400) and Dekalb County the lowest ($243,600); all share the same loan limit. Owners pay a median $7,382 a year in property tax, an effective rate of about 2.26% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Kanabec County, MN
- 2026 conforming loan limit: Kanawha County, WV
- 2026 conforming loan limit: Kandiyohi County, MN
- 2026 conforming loan limit: Kane County, UT
- 2026 conforming loan limit: Kankakee County, IL
- 2026 conforming loan limits in Kansas by county
- 2026 conforming loan limit: Karnes County, TX
- 2026 conforming loan limit: Kauai County, HI
Last updated 2026-10-16. Data only, not financial or tax advice.