🇺🇸 US

2026 conforming loan limit: Kane County, UT

Quick answer

Kane County, Utah has a 2026 one-unit conforming loan limit of $832,750, which is 2.0 times the county's median home value of $410,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,092 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$410,900
Utah median home value$489,400
Limit ÷ median home value2.03×
Median household income$77,092
Median home value ÷ income5.3×
Population8,170
Median property tax paid (owners)$1,630
Effective property tax rate (approx.)0.40%
Owner-occupied homes80.4%
Home value rank in Utah14 of 29 counties
Neighbor: Coconino County, AZlimit $832,750; median home $448,000
Neighbor: Mohave County, AZlimit $832,750; median home $281,000
Neighbor: Garfield County, UTlimit $832,750; median home $318,100
Neighbor: Iron County, UTlimit $832,750; median home $379,000
Neighbor: San Juan County, UTlimit $832,750; median home $224,200
Neighbor: Washington County, UTlimit $832,750; median home $510,700

Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Kane County's median home value is 16% below the state median of $489,400 (rank 14 of 29). Among its 6 neighboring counties, Washington County has the highest median home value ($510,700) and San Juan County the lowest ($224,200); all share the same loan limit. Owners pay a median $1,630 a year in property tax, an effective rate of about 0.40% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Related

Last updated 2026-10-16. Data only, not financial or tax advice.

More on this