Jackson County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $175,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $74,186 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $175,000 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 4.76× |
| Median household income | $74,186 |
| Median home value ÷ income | 2.4× |
| Population | 19,390 |
| Median property tax paid (owners) | $2,159 |
| Effective property tax rate (approx.) | 1.23% |
| Owner-occupied homes | 80.7% |
| Home value rank in Iowa | 39 of 99 counties |
| Neighbor: Carroll County, IL | limit $832,750; median home $114,500 |
| Neighbor: Jo Daviess County, IL | limit $832,750; median home $209,900 |
| Neighbor: Clinton County, IA | limit $832,750; median home $160,600 |
| Neighbor: Dubuque County, IA | limit $832,750; median home $237,300 |
| Neighbor: Jones County, IA | limit $832,750; median home $184,800 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jackson County's median home value is 16% below the state median of $208,000 (rank 39 of 99). Among its 5 neighboring counties, Dubuque County has the highest median home value ($237,300) and Carroll County the lowest ($114,500); all share the same loan limit. Owners pay a median $2,159 a year in property tax, an effective rate of about 1.23% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jackson County, CO
- 2026 conforming loan limit: Jackson County, FL
- 2026 conforming loan limit: Jackson County, GA
- 2026 conforming loan limit: Jackson County, IL
- 2026 conforming loan limit: Jackson County, IN
- 2026 conforming loan limit: Jackson County, KS
- 2026 conforming loan limit: Jackson County, KY
- 2026 conforming loan limit: Jackson County, MI
Last updated 2026-10-16. Data only, not financial or tax advice.