Jackson County, Colorado has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $239,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $47,667 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $239,600 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 3.48× |
| Median household income | $47,667 |
| Median home value ÷ income | 5.0× |
| Population | 1,372 |
| Median property tax paid (owners) | $416 |
| Effective property tax rate (approx.) | 0.17% |
| Owner-occupied homes | 71.1% |
| Home value rank in Colorado | 47 of 64 counties |
| Neighbor: Grand County, CO | limit $883,200; median home $601,500 |
| Neighbor: Larimer County, CO | limit $832,750; median home $569,100 |
| Neighbor: Routt County, CO | limit $1,089,050; median home $854,700 |
| Neighbor: Albany County, WY | limit $832,750; median home $333,000 |
| Neighbor: Carbon County, WY | limit $832,750; median home $222,700 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Jackson County's median home value is 56% below the state median of $539,400 (rank 47 of 64). Among its 5 neighboring counties, Routt County has the highest median home value ($854,700) and Carbon County the lowest ($222,700); 2 neighbor(s) have a different loan limit. Owners pay a median $416 a year in property tax, an effective rate of about 0.17% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Jack County, TX
- 2026 conforming loan limit: Jackson County, AL
- 2026 conforming loan limit: Jackson County, AR
- 2026 conforming loan limit: Jackson County, FL
- 2026 conforming loan limit: Jackson County, GA
- 2026 conforming loan limit: Jackson County, IA
- 2026 conforming loan limit: Jackson County, IL
- 2026 conforming loan limit: Jackson County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.