Jackson County, Alabama has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $159,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,908 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $159,500 |
| Alabama median home value | $209,900 |
| Limit ÷ median home value | 5.22× |
| Median household income | $51,908 |
| Median home value ÷ income | 3.1× |
| Population | 53,053 |
| Median property tax paid (owners) | $480 |
| Effective property tax rate (approx.) | 0.30% |
| Owner-occupied homes | 75.1% |
| Home value rank in Alabama | 30 of 67 counties |
| Neighbor: Dekalb County, AL | limit $832,750; median home $152,700 |
| Neighbor: Madison County, AL | limit $832,750; median home $299,200 |
| Neighbor: Marshall County, AL | limit $832,750; median home $201,500 |
| Neighbor: Dade County, GA | limit $832,750; median home $198,500 |
| Neighbor: Franklin County, TN | limit $832,750; median home $236,900 |
| Neighbor: Marion County, TN | limit $832,750; median home $195,200 |
Across Alabama's 67 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Jackson County's median home value is 24% below the state median of $209,900 (rank 30 of 67). Among its 6 neighboring counties, Madison County has the highest median home value ($299,200) and Dekalb County the lowest ($152,700); all share the same loan limit. Owners pay a median $480 a year in property tax, an effective rate of about 0.30% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Itawamba County, MS
- 2026 conforming loan limit: Izard County, AR
- 2026 conforming loan limit: Jack County, TX
- 2026 conforming loan limit: Jackson County, AR
- 2026 conforming loan limit: Jackson County, CO
- 2026 conforming loan limit: Jackson County, FL
- 2026 conforming loan limit: Jackson County, GA
- 2026 conforming loan limit: Jackson County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.