Harrison County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 4.6 times the county's median home value of $180,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $66,103 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $180,400 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 4.62× |
| Median household income | $66,103 |
| Median home value ÷ income | 2.7× |
| Population | 70,155 |
| Median property tax paid (owners) | $1,758 |
| Effective property tax rate (approx.) | 0.97% |
| Owner-occupied homes | 76.9% |
| Home value rank in Texas | 105 of 250 counties |
| Neighbor: Caddo Parish, LA | limit $832,750; median home $175,700 |
| Neighbor: Gregg County, TX | limit $832,750; median home $203,400 |
| Neighbor: Marion County, TX | limit $832,750; median home $101,500 |
| Neighbor: Panola County, TX | limit $832,750; median home $158,100 |
| Neighbor: Rusk County, TX | limit $832,750; median home $171,300 |
| Neighbor: Upshur County, TX | limit $832,750; median home $167,800 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Harrison County's median home value is 36% below the state median of $283,800 (rank 105 of 250). Among its 6 neighboring counties, Gregg County has the highest median home value ($203,400) and Marion County the lowest ($101,500); all share the same loan limit. Owners pay a median $1,758 a year in property tax, an effective rate of about 0.97% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Harrison County, MO
- 2026 conforming loan limit: Harrison County, MS
- 2026 conforming loan limit: Harrison County, OH
- 2026 conforming loan limit: Harrison County, WV
- 2026 conforming loan limit: Harrisonburg City, VA
- 2026 conforming loan limit: Hart County, GA
- 2026 conforming loan limit: Hart County, KY
- 2026 conforming loan limit: Hartley County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.