Hartley County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 3.2 times the county's median home value of $262,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,841 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $262,500 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 3.17× |
| Median household income | $75,841 |
| Median home value ÷ income | 3.5× |
| Population | 5,215 |
| Median property tax paid (owners) | $2,645 |
| Effective property tax rate (approx.) | 1.01% |
| Owner-occupied homes | 74.4% |
| Home value rank in Texas | 43 of 250 counties |
| Neighbor: Quay County, NM | limit $832,750; median home $87,200 |
| Neighbor: Union County, NM | limit $832,750; median home $122,700 |
| Neighbor: Dallam County, TX | limit $832,750; median home $151,400 |
| Neighbor: Moore County, TX | limit $832,750; median home $152,600 |
| Neighbor: Oldham County, TX | limit $832,750; median home $162,800 |
| Neighbor: Sherman County, TX | limit $832,750; median home $146,900 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Hartley County's median home value is 8% below the state median of $283,800 (rank 43 of 250). Among its 6 neighboring counties, Oldham County has the highest median home value ($162,800) and Quay County the lowest ($87,200); all share the same loan limit. Owners pay a median $2,645 a year in property tax, an effective rate of about 1.01% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Harrisonburg City, VA
- 2026 conforming loan limit: Hart County, GA
- 2026 conforming loan limit: Hart County, KY
- 2026 conforming loan limit: Harvey County, KS
- 2026 conforming loan limit: Haskell County, KS
- 2026 conforming loan limit: Haskell County, OK
- 2026 conforming loan limit: Haskell County, TX
- 2026 conforming loan limit: Hatillo Municipio, PR
Last updated 2026-10-16. Data only, not financial or tax advice.