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2026 conforming loan limit: Harrison County, MS

Quick answer

Harrison County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 3.9 times the county's median home value of $212,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,479 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$212,200
Mississippi median home value$169,800
Limit ÷ median home value3.92×
Median household income$59,479
Median home value ÷ income3.6×
Population210,891
Median property tax paid (owners)$1,370
Effective property tax rate (approx.)0.65%
Owner-occupied homes62.2%
Home value rank in Mississippi8 of 82 counties
Neighbor: St. Bernard Parish, LAlimit $832,750; median home $202,500
Neighbor: Hancock County, MSlimit $832,750; median home $224,200
Neighbor: Jackson County, MSlimit $832,750; median home $193,100
Neighbor: Pearl River County, MSlimit $832,750; median home $182,300
Neighbor: Stone County, MSlimit $832,750; median home $161,100

Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Harrison County's median home value is 25% above the state median of $169,800 (rank 8 of 82). Among its 5 neighboring counties, Hancock County has the highest median home value ($224,200) and Stone County the lowest ($161,100); all share the same loan limit. Owners pay a median $1,370 a year in property tax, an effective rate of about 0.65% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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