Garfield County, Utah has a 2026 one-unit conforming loan limit of $832,750, which is 2.6 times the county's median home value of $318,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,875 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $318,100 |
| Utah median home value | $489,400 |
| Limit ÷ median home value | 2.62× |
| Median household income | $61,875 |
| Median home value ÷ income | 5.1× |
| Population | 5,219 |
| Median property tax paid (owners) | $1,127 |
| Effective property tax rate (approx.) | 0.35% |
| Owner-occupied homes | 70.3% |
| Home value rank in Utah | 19 of 29 counties |
| Neighbor: Beaver County, UT | limit $832,750; median home $283,700 |
| Neighbor: Iron County, UT | limit $832,750; median home $379,000 |
| Neighbor: Kane County, UT | limit $832,750; median home $410,900 |
| Neighbor: Piute County, UT | limit $832,750; median home $264,800 |
| Neighbor: San Juan County, UT | limit $832,750; median home $224,200 |
| Neighbor: Wayne County, UT | limit $997,050; median home $411,800 |
Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Garfield County's median home value is 35% below the state median of $489,400 (rank 19 of 29). Among its 6 neighboring counties, Wayne County has the highest median home value ($411,800) and San Juan County the lowest ($224,200); 1 neighbor(s) have a different loan limit. Owners pay a median $1,127 a year in property tax, an effective rate of about 0.35% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Garfield County, MT
- 2026 conforming loan limit: Garfield County, NE
- 2026 conforming loan limit: Garfield County, OK
- 2026 conforming loan limit: Garfield County, WA
- 2026 conforming loan limit: Garland County, AR
- 2026 conforming loan limit: Garrard County, KY
- 2026 conforming loan limit: Garrett County, MD
- 2026 conforming loan limit: Garvin County, OK
Last updated 2026-10-16. Data only, not financial or tax advice.