Garfield County, Nebraska has a 2026 one-unit conforming loan limit of $832,750, which is 4.7 times the county's median home value of $176,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,804 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $176,600 |
| Nebraska median home value | $238,600 |
| Limit ÷ median home value | 4.72× |
| Median household income | $62,804 |
| Median home value ÷ income | 2.8× |
| Population | 1,718 |
| Median property tax paid (owners) | $2,383 |
| Effective property tax rate (approx.) | 1.35% |
| Owner-occupied homes | 76.0% |
| Home value rank in Nebraska | 34 of 93 counties |
| Neighbor: Custer County, NE | limit $832,750; median home $157,800 |
| Neighbor: Holt County, NE | limit $832,750; median home $165,100 |
| Neighbor: Loup County, NE | limit $832,750; median home $182,300 |
| Neighbor: Valley County, NE | limit $832,750; median home $154,600 |
| Neighbor: Wheeler County, NE | limit $832,750; median home $146,500 |
Across Nebraska's 93 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Garfield County's median home value is 26% below the state median of $238,600 (rank 34 of 93). Among its 5 neighboring counties, Loup County has the highest median home value ($182,300) and Wheeler County the lowest ($146,500); all share the same loan limit. Owners pay a median $2,383 a year in property tax, an effective rate of about 1.35% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Garden County, NE
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- 2026 conforming loan limit: Garfield County, OK
- 2026 conforming loan limit: Garfield County, UT
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- 2026 conforming loan limit: Garland County, AR
- 2026 conforming loan limit: Garrard County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.