Garvin County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 5.6 times the county's median home value of $147,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,556 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $147,800 |
| Oklahoma median home value | $199,800 |
| Limit ÷ median home value | 5.63× |
| Median household income | $58,556 |
| Median home value ÷ income | 2.5× |
| Population | 25,860 |
| Median property tax paid (owners) | $818 |
| Effective property tax rate (approx.) | 0.55% |
| Owner-occupied homes | 67.7% |
| Home value rank in Oklahoma | 38 of 77 counties |
| Neighbor: Carter County, OK | limit $832,750; median home $168,500 |
| Neighbor: Grady County, OK | limit $832,750; median home $205,800 |
| Neighbor: Mcclain County, OK | limit $832,750; median home $255,900 |
| Neighbor: Murray County, OK | limit $832,750; median home $159,800 |
| Neighbor: Pontotoc County, OK | limit $832,750; median home $175,400 |
| Neighbor: Stephens County, OK | limit $832,750; median home $145,300 |
Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Garvin County's median home value is 26% below the state median of $199,800 (rank 38 of 77). Among its 6 neighboring counties, Mcclain County has the highest median home value ($255,900) and Stephens County the lowest ($145,300); all share the same loan limit. Owners pay a median $818 a year in property tax, an effective rate of about 0.55% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Garland County, AR
- 2026 conforming loan limit: Garrard County, KY
- 2026 conforming loan limit: Garrett County, MD
- 2026 conforming loan limit: Garza County, TX
- 2026 conforming loan limit: Gasconade County, MO
- 2026 conforming loan limit: Gaston County, NC
- 2026 conforming loan limit: Gates County, NC
- 2026 conforming loan limit: Geary County, KS
Last updated 2026-10-16. Data only, not financial or tax advice.