Geary County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 4.8 times the county's median home value of $172,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,317 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $172,700 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 4.82× |
| Median household income | $59,317 |
| Median home value ÷ income | 2.9× |
| Population | 35,815 |
| Median property tax paid (owners) | $2,496 |
| Effective property tax rate (approx.) | 1.45% |
| Owner-occupied homes | 43.5% |
| Home value rank in Kansas | 23 of 105 counties |
| Neighbor: Clay County, KS | limit $832,750; median home $155,900 |
| Neighbor: Dickinson County, KS | limit $832,750; median home $146,800 |
| Neighbor: Morris County, KS | limit $832,750; median home $129,600 |
| Neighbor: Riley County, KS | limit $832,750; median home $237,100 |
| Neighbor: Wabaunsee County, KS | limit $832,750; median home $177,300 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Geary County's median home value is 20% below the state median of $217,200 (rank 23 of 105). Among its 5 neighboring counties, Riley County has the highest median home value ($237,100) and Morris County the lowest ($129,600); all share the same loan limit. Owners pay a median $2,496 a year in property tax, an effective rate of about 1.45% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Gem County, ID
- 2026 conforming loan limit: Genesee County, MI
- 2026 conforming loan limit: Genesee County, NY
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Last updated 2026-10-16. Data only, not financial or tax advice.