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2026 conforming loan limit: Dewey County, SD

Quick answer

Dewey County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 12.0 times the county's median home value of $69,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,104 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$69,600
South Dakota median home value$257,400
Limit ÷ median home value11.96×
Median household income$54,104
Median home value ÷ income1.3×
Population5,205
Median property tax paid (owners)$1,050
Effective property tax rate (approx.)1.51%
Owner-occupied homes61.2%
Home value rank in South Dakota64 of 66 counties
Neighbor: Corson County, SDlimit $832,750; median home $69,800
Neighbor: Haakon County, SDlimit $832,750; median home $164,200
Neighbor: Potter County, SDlimit $832,750; median home $121,300
Neighbor: Stanley County, SDlimit $832,750; median home $203,500
Neighbor: Sully County, SDlimit $832,750; median home $205,400
Neighbor: Walworth County, SDlimit $832,750; median home $136,600
Neighbor: Ziebach County, SDlimit $832,750; median home $99,600

Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Dewey County's median home value is 73% below the state median of $257,400 (rank 64 of 66). Among its 7 neighboring counties, Sully County has the highest median home value ($205,400) and Corson County the lowest ($69,800); all share the same loan limit. Owners pay a median $1,050 a year in property tax, an effective rate of about 1.51% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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