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2026 conforming loan limit: Craig County, OK

Quick answer

Craig County, Oklahoma has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $150,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $51,922 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$150,500
Oklahoma median home value$199,800
Limit ÷ median home value5.53×
Median household income$51,922
Median home value ÷ income2.9×
Population14,302
Median property tax paid (owners)$823
Effective property tax rate (approx.)0.55%
Owner-occupied homes73.7%
Home value rank in Oklahoma36 of 77 counties
Neighbor: Cherokee County, KSlimit $832,750; median home $100,100
Neighbor: Labette County, KSlimit $832,750; median home $94,600
Neighbor: Delaware County, OKlimit $832,750; median home $175,300
Neighbor: Mayes County, OKlimit $832,750; median home $188,200
Neighbor: Nowata County, OKlimit $832,750; median home $137,800
Neighbor: Ottawa County, OKlimit $832,750; median home $123,300
Neighbor: Rogers County, OKlimit $832,750; median home $240,500

Across Oklahoma's 77 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Craig County's median home value is 25% below the state median of $199,800 (rank 36 of 77). Among its 7 neighboring counties, Rogers County has the highest median home value ($240,500) and Labette County the lowest ($94,600); all share the same loan limit. Owners pay a median $823 a year in property tax, an effective rate of about 0.55% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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