Cowley County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 6.9 times the county's median home value of $120,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,878 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $120,900 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 6.89× |
| Median household income | $57,878 |
| Median home value ÷ income | 2.1× |
| Population | 34,411 |
| Median property tax paid (owners) | $1,999 |
| Effective property tax rate (approx.) | 1.65% |
| Owner-occupied homes | 68.1% |
| Home value rank in Kansas | 54 of 105 counties |
| Neighbor: Butler County, KS | limit $832,750; median home $217,600 |
| Neighbor: Chautauqua County, KS | limit $832,750; median home $65,500 |
| Neighbor: Elk County, KS | limit $832,750; median home $68,500 |
| Neighbor: Sedgwick County, KS | limit $832,750; median home $203,300 |
| Neighbor: Sumner County, KS | limit $832,750; median home $135,100 |
| Neighbor: Kay County, OK | limit $832,750; median home $124,700 |
| Neighbor: Osage County, OK | limit $832,750; median home $182,100 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cowley County's median home value is 44% below the state median of $217,200 (rank 54 of 105). Among its 7 neighboring counties, Butler County has the highest median home value ($217,600) and Chautauqua County the lowest ($65,500); all share the same loan limit. Owners pay a median $1,999 a year in property tax, an effective rate of about 1.65% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Craig County, OK
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- 2026 conforming loan limit: Craighead County, AR
- 2026 conforming loan limit: Crane County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.