Covington County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 7.9 times the county's median home value of $105,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $45,051 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $105,100 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 7.92× |
| Median household income | $45,051 |
| Median home value ÷ income | 2.3× |
| Population | 18,148 |
| Median property tax paid (owners) | $619 |
| Effective property tax rate (approx.) | 0.59% |
| Owner-occupied homes | 77.5% |
| Home value rank in Mississippi | 59 of 82 counties |
| Neighbor: Forrest County, MS | limit $832,750; median home $168,000 |
| Neighbor: Jefferson Davis County, MS | limit $832,750; median home $90,100 |
| Neighbor: Jones County, MS | limit $832,750; median home $143,100 |
| Neighbor: Lamar County, MS | limit $832,750; median home $224,700 |
| Neighbor: Simpson County, MS | limit $832,750; median home $122,200 |
| Neighbor: Smith County, MS | limit $832,750; median home $112,600 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Covington County's median home value is 38% below the state median of $169,800 (rank 59 of 82). Among its 6 neighboring counties, Lamar County has the highest median home value ($224,700) and Jefferson Davis County the lowest ($90,100); all share the same loan limit. Owners pay a median $619 a year in property tax, an effective rate of about 0.59% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Cottonwood County, MN
- 2026 conforming loan limit: Covington City, VA
- 2026 conforming loan limit: Covington County, AL
- 2026 conforming loan limit: Coweta County, GA
- 2026 conforming loan limit: Cowley County, KS
- 2026 conforming loan limit: Cowlitz County, WA
- 2026 conforming loan limit: Craig County, OK
- 2026 conforming loan limit: Craig County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.