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2026 conforming loan limit: Cherokee County, KS

Quick answer

Cherokee County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 8.3 times the county's median home value of $100,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,668 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$100,100
Kansas median home value$217,200
Limit ÷ median home value8.32×
Median household income$57,668
Median home value ÷ income1.7×
Population19,151
Median property tax paid (owners)$1,219
Effective property tax rate (approx.)1.22%
Owner-occupied homes75.5%
Home value rank in Kansas77 of 105 counties
Neighbor: Crawford County, KSlimit $832,750; median home $132,600
Neighbor: Labette County, KSlimit $832,750; median home $94,600
Neighbor: Jasper County, MOlimit $832,750; median home $166,900
Neighbor: Newton County, MOlimit $832,750; median home $190,700
Neighbor: Craig County, OKlimit $832,750; median home $150,500
Neighbor: Ottawa County, OKlimit $832,750; median home $123,300

Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cherokee County's median home value is 54% below the state median of $217,200 (rank 77 of 105). Among its 6 neighboring counties, Newton County has the highest median home value ($190,700) and Labette County the lowest ($94,600); all share the same loan limit. Owners pay a median $1,219 a year in property tax, an effective rate of about 1.22% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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