Cherokee County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 1.9 times the county's median home value of $435,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $108,115 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $435,100 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 1.91× |
| Median household income | $108,115 |
| Median home value ÷ income | 4.0× |
| Population | 281,032 |
| Median property tax paid (owners) | $2,985 |
| Effective property tax rate (approx.) | 0.69% |
| Owner-occupied homes | 77.3% |
| Home value rank in Georgia | 5 of 159 counties |
| Neighbor: Bartow County, GA | limit $832,750; median home $289,000 |
| Neighbor: Cobb County, GA | limit $832,750; median home $407,200 |
| Neighbor: Dawson County, GA | limit $832,750; median home $406,700 |
| Neighbor: Forsyth County, GA | limit $832,750; median home $550,400 |
| Neighbor: Fulton County, GA | limit $832,750; median home $458,800 |
| Neighbor: Gordon County, GA | limit $832,750; median home $222,900 |
| Neighbor: Pickens County, GA | limit $832,750; median home $332,700 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cherokee County's median home value is 43% above the state median of $303,300 (rank 5 of 159). Among its 7 neighboring counties, Forsyth County has the highest median home value ($550,400) and Gordon County the lowest ($222,900); all share the same loan limit. Owners pay a median $2,985 a year in property tax, an effective rate of about 0.69% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Chemung County, NY
- 2026 conforming loan limit: Chenango County, NY
- 2026 conforming loan limit: Cherokee County, AL
- 2026 conforming loan limit: Cherokee County, IA
- 2026 conforming loan limit: Cherokee County, KS
- 2026 conforming loan limit: Cherokee County, NC
- 2026 conforming loan limit: Cherokee County, OK
- 2026 conforming loan limit: Cherokee County, SC
Last updated 2026-10-16. Data only, not financial or tax advice.