Cherokee County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $158,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $71,269 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $158,700 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 5.25× |
| Median household income | $71,269 |
| Median home value ÷ income | 2.2× |
| Population | 11,600 |
| Median property tax paid (owners) | $1,569 |
| Effective property tax rate (approx.) | 0.99% |
| Owner-occupied homes | 75.5% |
| Home value rank in Iowa | 53 of 99 counties |
| Neighbor: Buena Vista County, IA | limit $832,750; median home $159,500 |
| Neighbor: Clay County, IA | limit $832,750; median home $178,600 |
| Neighbor: Ida County, IA | limit $832,750; median home $108,900 |
| Neighbor: O'Brien County, IA | limit $832,750; median home $173,100 |
| Neighbor: Plymouth County, IA | limit $832,750; median home $228,900 |
| Neighbor: Sac County, IA | limit $832,750; median home $141,400 |
| Neighbor: Sioux County, IA | limit $832,750; median home $250,100 |
| Neighbor: Woodbury County, IA | limit $832,750; median home $183,200 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cherokee County's median home value is 24% below the state median of $208,000 (rank 53 of 99). Among its 8 neighboring counties, Sioux County has the highest median home value ($250,100) and Ida County the lowest ($108,900); all share the same loan limit. Owners pay a median $1,569 a year in property tax, an effective rate of about 0.99% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Chenango County, NY
- 2026 conforming loan limit: Cherokee County, AL
- 2026 conforming loan limit: Cherokee County, GA
- 2026 conforming loan limit: Cherokee County, KS
- 2026 conforming loan limit: Cherokee County, NC
- 2026 conforming loan limit: Cherokee County, OK
- 2026 conforming loan limit: Cherokee County, SC
- 2026 conforming loan limit: Cherokee County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.