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2026 conforming loan limit: Butler County, MO

Quick answer

Butler County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.7 times the county's median home value of $145,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $49,089 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$145,100
Missouri median home value$230,300
Limit ÷ median home value5.74×
Median household income$49,089
Median home value ÷ income3.0×
Population42,020
Median property tax paid (owners)$967
Effective property tax rate (approx.)0.67%
Owner-occupied homes64.6%
Home value rank in Missouri87 of 115 counties
Neighbor: Clay County, ARlimit $832,750; median home $94,600
Neighbor: Carter County, MOlimit $832,750; median home $159,400
Neighbor: Dunklin County, MOlimit $832,750; median home $97,600
Neighbor: Ripley County, MOlimit $832,750; median home $119,600
Neighbor: Stoddard County, MOlimit $832,750; median home $143,300
Neighbor: Wayne County, MOlimit $832,750; median home $107,400

Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Butler County's median home value is 37% below the state median of $230,300 (rank 87 of 115). Among its 6 neighboring counties, Carter County has the highest median home value ($159,400) and Clay County the lowest ($94,600); all share the same loan limit. Owners pay a median $967 a year in property tax, an effective rate of about 0.67% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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