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2026 conforming loan limit: Butler County, IA

Quick answer

Butler County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $165,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,715 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$165,400
Iowa median home value$208,000
Limit ÷ median home value5.03×
Median household income$73,715
Median home value ÷ income2.2×
Population14,268
Median property tax paid (owners)$2,226
Effective property tax rate (approx.)1.35%
Owner-occupied homes84.1%
Home value rank in Iowa44 of 99 counties
Neighbor: Black Hawk County, IAlimit $832,750; median home $188,900
Neighbor: Bremer County, IAlimit $832,750; median home $219,600
Neighbor: Cerro Gordo County, IAlimit $832,750; median home $166,400
Neighbor: Chickasaw County, IAlimit $832,750; median home $182,600
Neighbor: Floyd County, IAlimit $832,750; median home $143,500
Neighbor: Franklin County, IAlimit $832,750; median home $124,100
Neighbor: Grundy County, IAlimit $832,750; median home $198,800
Neighbor: Hardin County, IAlimit $832,750; median home $122,500

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Butler County's median home value is 20% below the state median of $208,000 (rank 44 of 99). Among its 8 neighboring counties, Bremer County has the highest median home value ($219,600) and Hardin County the lowest ($122,500); all share the same loan limit. Owners pay a median $2,226 a year in property tax, an effective rate of about 1.35% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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