Butler County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 7.5 times the county's median home value of $111,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,092 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $111,100 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 7.50× |
| Median household income | $56,092 |
| Median home value ÷ income | 2.0× |
| Population | 12,393 |
| Median property tax paid (owners) | $645 |
| Effective property tax rate (approx.) | 0.58% |
| Owner-occupied homes | 73.7% |
| Home value rank in Kentucky | 101 of 120 counties |
| Neighbor: Edmonson County, KY | limit $832,750; median home $160,300 |
| Neighbor: Grayson County, KY | limit $832,750; median home $164,600 |
| Neighbor: Logan County, KY | limit $832,750; median home $164,900 |
| Neighbor: Muhlenberg County, KY | limit $832,750; median home $127,400 |
| Neighbor: Ohio County, KY | limit $832,750; median home $121,400 |
| Neighbor: Warren County, KY | limit $832,750; median home $258,000 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Butler County's median home value is 46% below the state median of $205,600 (rank 101 of 120). Among its 6 neighboring counties, Warren County has the highest median home value ($258,000) and Ohio County the lowest ($121,400); all share the same loan limit. Owners pay a median $645 a year in property tax, an effective rate of about 0.58% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Butler County, AL
- 2026 conforming loan limit: Butler County, IA
- 2026 conforming loan limit: Butler County, KS
- 2026 conforming loan limit: Butler County, MO
- 2026 conforming loan limit: Butler County, NE
- 2026 conforming loan limit: Butler County, OH
- 2026 conforming loan limit: Butler County, PA
- 2026 conforming loan limit: Butte County, CA
Last updated 2026-10-16. Data only, not financial or tax advice.