Buchanan County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.0 times the county's median home value of $166,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,158 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $166,300 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 5.01× |
| Median household income | $62,158 |
| Median home value ÷ income | 2.7× |
| Population | 83,568 |
| Median property tax paid (owners) | $1,281 |
| Effective property tax rate (approx.) | 0.77% |
| Owner-occupied homes | 66.3% |
| Home value rank in Missouri | 62 of 115 counties |
| Neighbor: Atchison County, KS | limit $832,750; median home $145,700 |
| Neighbor: Doniphan County, KS | limit $832,750; median home $135,200 |
| Neighbor: Andrew County, MO | limit $832,750; median home $215,400 |
| Neighbor: Clinton County, MO | limit $832,750; median home $226,800 |
| Neighbor: Dekalb County, MO | limit $832,750; median home $169,200 |
| Neighbor: Platte County, MO | limit $832,750; median home $345,100 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Buchanan County's median home value is 28% below the state median of $230,300 (rank 62 of 115). Among its 6 neighboring counties, Platte County has the highest median home value ($345,100) and Doniphan County the lowest ($135,200); all share the same loan limit. Owners pay a median $1,281 a year in property tax, an effective rate of about 0.77% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Bryan County, GA
- 2026 conforming loan limit: Bryan County, OK
- 2026 conforming loan limit: Buchanan County, IA
- 2026 conforming loan limit: Buchanan County, VA
- 2026 conforming loan limit: Buckingham County, VA
- 2026 conforming loan limit: Bucks County, PA
- 2026 conforming loan limit: Buena Vista City, VA
- 2026 conforming loan limit: Buena Vista County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.