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2026 conforming loan limit: Brunswick County, NC

Quick answer

Brunswick County, North Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $349,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $77,024 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$349,800
North Carolina median home value$288,900
Limit ÷ median home value2.38×
Median household income$77,024
Median home value ÷ income4.5×
Population152,568
Median property tax paid (owners)$1,890
Effective property tax rate (approx.)0.54%
Owner-occupied homes84.6%
Home value rank in North Carolina16 of 100 counties
Neighbor: Columbus County, NClimit $832,750; median home $146,000
Neighbor: New Hanover County, NClimit $832,750; median home $387,800
Neighbor: Pender County, NClimit $832,750; median home $299,000
Neighbor: Horry County, SClimit $832,750; median home $287,700

Across North Carolina's 100 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Brunswick County's median home value is 21% above the state median of $288,900 (rank 16 of 100). Among its 4 neighboring counties, New Hanover County has the highest median home value ($387,800) and Columbus County the lowest ($146,000); all share the same loan limit. Owners pay a median $1,890 a year in property tax, an effective rate of about 0.54% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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