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2026 conforming loan limit: Brule County, SD

Quick answer

Brule County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $216,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,720 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$216,800
South Dakota median home value$257,400
Limit ÷ median home value3.84×
Median household income$73,720
Median home value ÷ income2.9×
Population5,283
Median property tax paid (owners)$2,071
Effective property tax rate (approx.)0.96%
Owner-occupied homes76.4%
Home value rank in South Dakota19 of 66 counties
Neighbor: Aurora County, SDlimit $832,750; median home $151,900
Neighbor: Buffalo County, SDlimit $832,750; median home $117,800
Neighbor: Charles Mix County, SDlimit $832,750; median home $170,600
Neighbor: Jerauld County, SDlimit $832,750; median home $150,800
Neighbor: Lyman County, SDlimit $832,750; median home $165,800

Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Brule County's median home value is 16% below the state median of $257,400 (rank 19 of 66). Among its 5 neighboring counties, Charles Mix County has the highest median home value ($170,600) and Buffalo County the lowest ($117,800); all share the same loan limit. Owners pay a median $2,071 a year in property tax, an effective rate of about 0.96% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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