Brown County, South Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $221,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,898 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $221,100 |
| South Dakota median home value | $257,400 |
| Limit ÷ median home value | 3.77× |
| Median household income | $70,898 |
| Median home value ÷ income | 3.1× |
| Population | 37,877 |
| Median property tax paid (owners) | $2,598 |
| Effective property tax rate (approx.) | 1.18% |
| Owner-occupied homes | 67.6% |
| Home value rank in South Dakota | 18 of 66 counties |
| Neighbor: Dickey County, ND | limit $832,750; median home $162,400 |
| Neighbor: Sargent County, ND | limit $832,750; median home $163,200 |
| Neighbor: Day County, SD | limit $832,750; median home $173,600 |
| Neighbor: Edmunds County, SD | limit $832,750; median home $163,300 |
| Neighbor: Faulk County, SD | limit $832,750; median home $147,500 |
| Neighbor: Mcpherson County, SD | limit $832,750; median home $85,600 |
| Neighbor: Marshall County, SD | limit $832,750; median home $156,500 |
| Neighbor: Spink County, SD | limit $832,750; median home $123,300 |
Across South Dakota's 66 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Brown County's median home value is 14% below the state median of $257,400 (rank 18 of 66). Among its 8 neighboring counties, Day County has the highest median home value ($173,600) and Mcpherson County the lowest ($85,600); all share the same loan limit. Owners pay a median $2,598 a year in property tax, an effective rate of about 1.18% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Brown County, MN
- 2026 conforming loan limit: Brown County, NE
- 2026 conforming loan limit: Brown County, OH
- 2026 conforming loan limit: Brown County, TX
- 2026 conforming loan limit: Brown County, WI
- 2026 conforming loan limit: Brule County, SD
- 2026 conforming loan limit: Brunswick County, NC
- 2026 conforming loan limit: Brunswick County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.