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2026 conforming loan limit: Appanoose County, IA

Quick answer

Appanoose County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 6.7 times the county's median home value of $124,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,934 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$124,200
Iowa median home value$208,000
Limit ÷ median home value6.70×
Median household income$54,934
Median home value ÷ income2.3×
Population12,184
Median property tax paid (owners)$1,667
Effective property tax rate (approx.)1.34%
Owner-occupied homes68.8%
Home value rank in Iowa81 of 99 counties
Neighbor: Davis County, IAlimit $832,750; median home $161,900
Neighbor: Lucas County, IAlimit $832,750; median home $120,200
Neighbor: Monroe County, IAlimit $832,750; median home $156,300
Neighbor: Wapello County, IAlimit $832,750; median home $125,100
Neighbor: Wayne County, IAlimit $832,750; median home $111,300
Neighbor: Putnam County, MOlimit $832,750; median home $119,500
Neighbor: Schuyler County, MOlimit $832,750; median home $137,500

Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Appanoose County's median home value is 40% below the state median of $208,000 (rank 81 of 99). Among its 7 neighboring counties, Davis County has the highest median home value ($161,900) and Wayne County the lowest ($111,300); all share the same loan limit. Owners pay a median $1,667 a year in property tax, an effective rate of about 1.34% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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