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2026 conforming loan limit: Aransas County, TX

Quick answer

Aransas County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $265,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $69,466 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$265,400
Texas median home value$283,800
Limit ÷ median home value3.14×
Median household income$69,466
Median home value ÷ income3.8×
Population24,876
Median property tax paid (owners)$2,705
Effective property tax rate (approx.)1.02%
Owner-occupied homes76.8%
Home value rank in Texas42 of 250 counties
Neighbor: Calhoun County, TXlimit $832,750; median home $171,200
Neighbor: Nueces County, TXlimit $832,750; median home $208,800
Neighbor: Refugio County, TXlimit $832,750; median home $99,000
Neighbor: San Patricio County, TXlimit $832,750; median home $192,400

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Aransas County's median home value is 6% below the state median of $283,800 (rank 42 of 250). Among its 4 neighboring counties, Nueces County has the highest median home value ($208,800) and Refugio County the lowest ($99,000); all share the same loan limit. Owners pay a median $2,705 a year in property tax, an effective rate of about 1.02% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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