Apache County, Arizona has a 2026 one-unit conforming loan limit of $832,750, which is 13.1 times the county's median home value of $63,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $41,438 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $63,700 |
| Arizona median home value | $394,500 |
| Limit ÷ median home value | 13.07× |
| Median household income | $41,438 |
| Median home value ÷ income | 1.5× |
| Population | 65,341 |
| Median property tax paid (owners) | $572 |
| Effective property tax rate (approx.) | 0.90% |
| Owner-occupied homes | 79.4% |
| Home value rank in Arizona | 15 of 15 counties |
| Neighbor: Graham County, AZ | limit $832,750; median home $212,000 |
| Neighbor: Greenlee County, AZ | limit $832,750; median home $158,600 |
| Neighbor: Navajo County, AZ | limit $832,750; median home $201,500 |
| Neighbor: Montezuma County, CO | limit $832,750; median home $331,400 |
| Neighbor: Catron County, NM | limit $832,750; median home $167,000 |
| Neighbor: Cibola County, NM | limit $832,750; median home $125,400 |
| Neighbor: Mckinley County, NM | limit $832,750; median home $78,700 |
| Neighbor: San Juan County, NM | limit $832,750; median home $193,800 |
Across Arizona's 15 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Apache County's median home value is 84% below the state median of $394,500 (rank 15 of 15). Among its 8 neighboring counties, Montezuma County has the highest median home value ($331,400) and Mckinley County the lowest ($78,700); all share the same loan limit. Owners pay a median $572 a year in property tax, an effective rate of about 0.90% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Appanoose County, IA
- 2026 conforming loan limit: Appling County, GA
- 2026 conforming loan limit: Appomattox County, VA
- 2026 conforming loan limit: Aransas County, TX
- 2026 conforming loan limit: Arapahoe County, CO
Last updated 2026-10-16. Data only, not financial or tax advice.