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Community Financial System (CBU) Latest Stock Analysis Report – Oct 15, 2026, 4:00 PM ET
CBU rises 1.1% to $59.67. Closed at $59.67, +1.07% vs the prior close of $59.04. Day range $59.00–$59.78, opened at $59.43.
Last close$59.67+1.07%
Day range59.00–59.78
Open59.43
Volume236.10K
52-week range53.46–71.11
Avg volume (20d)317.80K
CBU daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 15, 2026 — CBU rises 1.1% to $59.67
- Closed at $59.67, +1.07% vs the prior close of $59.04. Day range $59.00–$59.78, opened at $59.43.
- Volume was 236.10K shares, 1.0x its 50-day average of 246.87K.
- Price is -4.0% vs its 50-day average ($62.17) and -4.9% vs its 200-day average ($62.77).
- 52-week range $53.46–$71.11; today's close sits at 35% of that range, 16.1% below the 52-week high.
Oct 14, 2026 — CBU rises 0.5% to $59.04
- Closed at $59.04, +0.46% vs the prior close of $58.77. Day range $57.01–$59.08, opened at $57.93.
- Volume was 312.70K shares, 1.3x its 50-day average of 246.03K.
- Price is -5.2% vs its 50-day average ($62.30) and -5.9% vs its 200-day average ($62.77).
- 52-week range $53.46–$71.11; today's close sits at 32% of that range, 17.0% below the 52-week high.
Oct 13, 2026 — CBU dips 1.0% to $58.77
- Closed at $58.77, -1.01% vs the prior close of $59.37. Day range $58.70–$59.99, opened at $59.84.
- Volume was 218.00K shares, 0.9x its 50-day average of 250.05K.
- Price is -5.9% vs its 50-day average ($62.46) and -6.4% vs its 200-day average ($62.77).
- 52-week range $53.46–$71.11; today's close sits at 30% of that range, 17.4% below the 52-week high.
Oct 12, 2026 — CBU rises 1.3% to $59.37
- Closed at $59.37, +1.26% vs the prior close of $58.63. Day range $58.69–$59.78, opened at $58.69.
- Volume was 188.50K shares, 0.7x its 50-day average of 252.63K.
- Price is -5.2% vs its 50-day average ($62.61) and -5.4% vs its 200-day average ($62.77).
- 52-week range $53.46–$71.11; today's close sits at 33% of that range, 16.5% below the 52-week high.
Oct 9, 2026 — CBU dips 0.8% to $58.63, a 6-month low, 5 down days in a row
- Closed at $58.63, -0.80% vs the prior close of $59.10. Day range $58.09–$59.10, opened at $59.10.
- Volume was 314.90K shares, 1.3x its 50-day average of 251.32K.
- Price is -6.5% vs its 50-day average ($62.72) and -6.6% vs its 200-day average ($62.77).
- 52-week range $53.46–$71.11; today's close sits at 29% of that range, 17.6% below the 52-week high.
- That makes 5 straight losses.
Oct 8, 2026 — CBU ends flat (-0.2%) to $59.10, a 6-month low, 4 down days in a row
- Closed at $59.10, -0.20% vs the prior close of $59.22. Day range $58.57–$59.68, opened at $58.96.
- Volume was 333.40K shares, 1.3x its 50-day average of 250.97K.
- Price is -6.0% vs its 50-day average ($62.85) and -5.8% vs its 200-day average ($62.77).
- 52-week range $53.46–$71.11; today's close sits at 32% of that range, 16.9% below the 52-week high.
- That makes 4 straight losses.
Oct 7, 2026 — CBU dips 0.6% to $59.22, a 6-month low, 3 down days in a row
- Closed at $59.22, -0.60% vs the prior close of $59.58. Day range $58.68–$59.55, opened at $59.28.
- Volume was 318.30K shares, 1.3x its 50-day average of 251.46K.
- Price is -5.9% vs its 50-day average ($62.96) and -5.7% vs its 200-day average ($62.78).
- 52-week range $53.46–$71.11; today's close sits at 33% of that range, 16.7% below the 52-week high.
- That makes 3 straight losses.
Oct 6, 2026 — CBU dips 0.9% to $59.58
- Closed at $59.58, -0.91% vs the prior close of $60.13. Day range $59.58–$60.51, opened at $60.18.
- Volume was 197.90K shares, 0.8x its 50-day average of 252.93K.
- Price is -5.5% vs its 50-day average ($63.07) and -5.1% vs its 200-day average ($62.78).
- 52-week range $53.46–$71.11; today's close sits at 35% of that range, 16.2% below the 52-week high.
Oct 5, 2026 — CBU dips 0.9% to $60.13
- Closed at $60.13, -0.92% vs the prior close of $60.69. Day range $59.89–$60.70, opened at $60.65.
- Volume was 307.10K shares, 1.2x its 50-day average of 252.01K.
- Price is -4.9% vs its 50-day average ($63.21) and -4.2% vs its 200-day average ($62.79).
- 52-week range $53.46–$71.11; today's close sits at 38% of that range, 15.4% below the 52-week high.
Oct 2, 2026 — CBU rises 1.3% to $60.69
- Closed at $60.69, +1.27% vs the prior close of $59.93. Day range $60.28–$61.26, opened at $60.28.
- Volume was 284.90K shares, 1.1x its 50-day average of 251.58K.
- Price is -4.2% vs its 50-day average ($63.35) and -3.3% vs its 200-day average ($62.79).
- 52-week range $53.46–$71.11; today's close sits at 41% of that range, 14.7% below the 52-week high.
Things to know before you trade CBU
- Last results release: Jul 28, 2026 (8-K Item 2.02). Previous ones: Apr 29, 2026, Jan 27, 2026, Oct 21, 2025. Based on that rhythm, the next report is likely around Oct 27, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.84% (largest 1.8%). That is a relatively calm stock.
- Liquidity: about 317.80K shares (≈$18.96M) trade per day on average.
- 52-week position: $59.67 vs a range of $53.46–$71.11 (35% of the range).
- Dividends: last ex-dividend date Sep 15, 2026 ($0.49/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 3 open-market buys, 6 sales; latest: Savneet Singh bought 400 shares on Sep 9, 2026.
- Latest filings: 8-K Aug 21, 2026; 10-Q Aug 7, 2026; 8-K Jul 28, 2026.
- Share count: 52.62M shares outstanding (Jul 31, 2026), -0.5% vs a year earlier.
- Listing: NYSE · industry: National Commercial Banks.
CBU market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 15, 2026 | 59.43 | 59.78 | 59.00 | 59.67 | 236.10K |
| Oct 14, 2026 | 57.93 | 59.08 | 57.01 | 59.04 | 312.70K |
| Oct 13, 2026 | 59.84 | 59.99 | 58.70 | 58.77 | 218.00K |
| Oct 12, 2026 | 58.69 | 59.78 | 58.69 | 59.37 | 188.50K |
| Oct 9, 2026 | 59.10 | 59.10 | 58.09 | 58.63 | 314.90K |
| Oct 8, 2026 | 58.96 | 59.68 | 58.57 | 59.10 | 333.40K |
| Oct 7, 2026 | 59.28 | 59.55 | 58.68 | 59.22 | 318.30K |
| Oct 6, 2026 | 60.18 | 60.51 | 59.58 | 59.58 | 197.90K |
| Oct 5, 2026 | 60.65 | 60.70 | 59.89 | 60.13 | 307.10K |
| Oct 2, 2026 | 60.28 | 61.26 | 60.28 | 60.69 | 284.90K |
| Oct 1, 2026 | 59.08 | 60.07 | 58.52 | 59.93 | 232.60K |
| Sep 30, 2026 | 59.93 | 60.36 | 59.16 | 59.54 | 289.50K |
| Sep 29, 2026 | 60.55 | 60.97 | 59.51 | 59.83 | 225.80K |
| Sep 28, 2026 | 61.44 | 61.54 | 60.48 | 60.49 | 234.30K |
| Sep 25, 2026 | 60.85 | 61.70 | 60.79 | 61.57 | 413.60K |
| Sep 24, 2026 | 60.96 | 61.22 | 60.30 | 60.74 | 250.30K |
| Sep 23, 2026 | 61.04 | 61.35 | 60.69 | 60.69 | 284.20K |
| Sep 22, 2026 | 61.71 | 62.02 | 61.14 | 61.14 | 516.70K |
| Sep 21, 2026 | 62.19 | 62.53 | 61.01 | 61.09 | 320.00K |
| Sep 18, 2026 | 62.30 | 62.32 | 61.32 | 62.00 | 877.20K |
About Community Financial System
Community Financial System (CBU) is listed on the NYSE and classified by the SEC under “National Commercial Banks”. Its business address is in SYRACUSE, NY. State of incorporation: DE. Fiscal year ends December 31. SEC CIK 723188.
CBU board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Mark J. Bolus | Director | Jun 29, 2026 |
| Neil E. Fesette | Director | Mar 19, 2026 |
| Brenda M Hall | Director | Aug 26, 2026 |
| Dimitar Karaivanov | President & CEO | Mar 19, 2026 |
| Jeffery J Knauss | Director | May 1, 2026 |
| Kerrie D. Macpherson | Director | Mar 18, 2026 |
| John Parente | Director | May 1, 2026 |
| Raymond C Iii Pecor | Director | May 1, 2026 |
| Sally A Steele | Director | May 1, 2026 |
| Eric Stickels | Director | Jun 10, 2026 |
| Savneet Singh | Director | Sep 10, 2026 |
| Michele Sullivan | Director | Sep 18, 2026 |
| John A Vaccaro | Director | Sep 18, 2026 |
| John F. Whipple | Director | Mar 18, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Michael N Abdo | EVP and General Counsel | Mar 19, 2026 |
| Deresa Fischer Durkee | SVP, Chief Accounting Officer | Jun 11, 2026 |
| Matthew K Durkee | SVP, Chief Banking Officer | Mar 19, 2026 |
| Maureen A Gillan-Myer | EVP, Chief Admin & HR Officer | Mar 19, 2026 |
| Dimitar Karaivanov | President & CEO | Mar 19, 2026 |
| Marya Burgio Wlos | EVP & Chief Financial Officer | May 5, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 9, 2026 | Savneet Singh | Buy | 400 | $62.47 |
| Aug 27, 2026 | John A Vaccaro | Buy | 317 | $63.11 |
| Aug 24, 2026 | Brenda M Hall | Buy | 476 | $63.59 |
| Jun 25, 2026 | Mark J. Bolus | Sale | 12,191 | $67.00 |
| Jun 8, 2026 | Eric Stickels | Sale | 2,000 | $63.98 |
| Feb 4, 2026 | John F. Whipple | Sale | 4,246 | $65.17 |
| Feb 3, 2026 | Eric Stickels | Sale | 2,000 | $64.75 |
| Feb 3, 2026 | Sally A Steele | Sale | 4,000 | $64.12 |
| Dec 29, 2025 | Maureen A Gillan-Myer | Sale | 3,450 | $58.85 |
CBU financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | $818.01M | $210.46M | 3.97 | $301.86M |
| Dec 31, 2024 | $746.30M | $182.48M | 3.44 | $242.28M |
| Dec 31, 2023 | $652.12M | $131.92M | 2.45 | $228.42M |
| Dec 31, 2022 | $679.36M | $188.08M | 3.46 | $214.60M |
| Dec 31, 2021 | — | $189.69M | 3.48 | $202.55M |
Latest balance sheet: total assets $17.76B, total liabilities $15.69B, cash $258.17M (as of Jun 30, 2026).
CBU earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 28, 2026 | 8-K Item 2.02 (results) | $64.75 |
| Apr 29, 2026 | 8-K Item 2.02 (results) | $62.23 |
| Jan 27, 2026 | 8-K Item 2.02 (results) | $61.46 |
| Oct 21, 2025 | 8-K Item 2.02 (results) | $56.18 |
| Jul 22, 2025 | 8-K Item 2.02 (results) | $55.77 |
| Apr 29, 2025 | 8-K Item 2.02 (results) | $54.50 |
| Jan 21, 2025 | 8-K Item 2.02 (results) | $65.33 |
| Oct 22, 2024 | 8-K Item 2.02 (results) | $57.82 |
| Jul 23, 2024 | 8-K Item 2.02 (results) | — |
| Apr 23, 2024 | 8-K Item 2.02 (results) | — |
| Jan 23, 2024 | 8-K Item 2.02 (results) | — |
| Oct 24, 2023 | 8-K Item 2.02 (results) | — |
More on CBU
Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 15, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.