Bank Teller Salary: How Much Do Bank Tellers Make in 2026?
A bank teller in the United States earns an official BLS median of $39,690 a year ($19.08 an hour), ranging from $33,280 ($16.00/hr) at entry level to $49,880+ ($23.98/hr) for Lead Tellers and Universal Bankers at major commercial banks that maintain a $20–$25/hour company-wide minimum wage.
2026 Bank Teller Hourly, Overtime & After-Tax Pay Calculator
2026 Bank Teller Pay by Career Level & Top-Paying States (BLS SOC 43-3071)
| Teller career tier / State benchmark | Annual median pay | Hourly wage |
|---|---|---|
| Bottom 10% (Rural / Part-time Teller) | $33,280 | $16.00 / hr |
| US National Median (BLS 50th Percentile) | $39,690 | $19.08 / hr |
| 75th Percentile (Senior / Vault Teller) | $44,720 | $21.50 / hr |
| Top 10% (Universal Banker / Lead Teller) | $49,880 | $23.98 / hr |
| Highest-paying states: WA ($46,540), CA ($46,120), MA ($45,890), NY ($45,420) | $45,420 – $46,540 | $21.84 – $22.38 / hr |
Why Bank Tellers Qualify for the 2026 Form 8880 Saver's Credit
At the national median salary of $39,690 ($19.08/hour), a single bank teller sits right at the 2026 Form 8880 Saver's Credit ceiling ($40,000 AGI). Contributing 4% to 6% of your pay ($1,588–$2,381/year) into your bank's pre-tax 401(k) plan captures your employer's 401(k) match, drops your AGI below $38,000, saves 12% in federal income tax, and unlocks an extra 10% non-refundable tax credit on your retirement contribution.
Common questions
How much does a bank teller make an hour in 2026?
The U.S. median hourly wage for a bank teller is $19.08 per hour ($39,690 per year), while large national commercial banks with $22–$25/hour minimum wage floors pay $45,760 to $52,000 per year for full-time tellers.
How much is a bank teller's biweekly paycheck after taxes?
At the $39,690 median salary ($1,526.54 gross biweekly), a single filer in a no-tax state pays $99.35 in federal income tax and $116.78 in FICA per paycheck, taking home $1,310.41 every two weeks.
What is the career path from bank teller to higher pay?
Tellers typically advance within 12 to 18 months to Lead Teller ($45,000–$50,000), Universal/Relationship Banker ($52,000–$68,000 with quarterly incentive bonuses), or Branch Operations Manager ($70,000–$90,000).
Sources
- U.S. Bureau of Labor Statistics (BLS): Tellers (SOC 43-3071) Occupational Outlook
- IRS Form 8880: 2026 Saver's Credit Eligibility for Under-$40,000 Earners
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General information, not financial, tax or legal advice. Check important numbers with the official source before acting on them.