🇺🇸 US

Parent PLUS and Grad PLUS loan interest rate

Quick answer

The Parent PLUS and Grad PLUS loan interest rate is 9.07% fixed for loans first disbursed July 1, 2026 – June 30, 2027 (statutory cap 10.50%).

✓ U.S. Dept. of Education, Federal Register notice 2026-18493

Data as of 2026-09-10. Source: U.S. Dept. of Education, Federal Register notice 2026-18493

Award yearPLUS rate
2026-279.07%
2025-268.94%
2024-259.08%
2023-248.05%
2022-237.54%
2021-226.28%
2020-215.30%
2019-207.08%
2018-197.60%
2017-187.00%
2016-176.31%
2015-166.84%
2014-157.21%
2013-146.41%

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Last updated 2026-10-16. Data only, not financial or tax advice.