Quick answer
The graduate/professional Direct Unsubsidized Loan rate is 8.07% fixed for 2026-27 (statutory cap 9.50%); graduate students are not eligible for subsidized loans.
Data as of 2026-09-10. Source: U.S. Dept. of Education, Federal Register notice 2026-18493
| Award year | Grad unsubsidized rate |
|---|---|
| 2026-27 | 8.07% |
| 2025-26 | 7.94% |
| 2024-25 | 8.08% |
| 2023-24 | 7.05% |
| 2022-23 | 6.54% |
| 2021-22 | 5.28% |
| 2020-21 | 4.30% |
| 2019-20 | 6.08% |
| 2018-19 | 6.60% |
| 2017-18 | 6.00% |
| 2016-17 | 5.31% |
| 2015-16 | 5.84% |
| 2014-15 | 6.21% |
| 2013-14 | 5.41% |
Related
- Federal student loan interest rates 2026-27
- Parent PLUS and Grad PLUS loan interest rate
- Federal student loan interest rates for 2013-14
- Federal student loan interest rates for 2014-15
- Federal student loan interest rates for 2015-16
- Federal student loan interest rates for 2016-17
Last updated 2026-10-16. Data only, not financial or tax advice.