Williams County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 2.9 times the county's median home value of $284,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $85,595 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $284,800 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 2.92× |
| Median household income | $85,595 |
| Median home value ÷ income | 3.3× |
| Population | 39,555 |
| Median property tax paid (owners) | $1,939 |
| Effective property tax rate (approx.) | 0.68% |
| Owner-occupied homes | 53.0% |
| Home value rank in North Dakota | 5 of 53 counties |
| Neighbor: Richland County, MT | limit $832,750; median home $263,000 |
| Neighbor: Roosevelt County, MT | limit $832,750; median home $118,800 |
| Neighbor: Sheridan County, MT | limit $832,750; median home $124,000 |
| Neighbor: Burke County, ND | limit $832,750; median home $158,100 |
| Neighbor: Divide County, ND | limit $832,750; median home $167,600 |
| Neighbor: Mckenzie County, ND | limit $832,750; median home $349,600 |
| Neighbor: Mountrail County, ND | limit $832,750; median home $232,700 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Williams County's median home value is 14% above the state median of $249,900 (rank 5 of 53). Among its 7 neighboring counties, Mckenzie County has the highest median home value ($349,600) and Roosevelt County the lowest ($118,800); all share the same loan limit. Owners pay a median $1,939 a year in property tax, an effective rate of about 0.68% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Wilkinson County, MS
- 2026 conforming loan limit: Will County, IL
- 2026 conforming loan limit: Willacy County, TX
- 2026 conforming loan limit: Williams County, OH
- 2026 conforming loan limit: Williamsburg City, VA
- 2026 conforming loan limit: Williamsburg County, SC
- 2026 conforming loan limit: Williamson County, IL
- 2026 conforming loan limit: Williamson County, TN
Last updated 2026-10-16. Data only, not financial or tax advice.